Need an appraisal in Pennville or Jay County?
Check out the top seven reasons Indiana homeowners hire Hanlin Real Estate Service:
At Hanlin Real Estate Service, we understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.
Challenge property tax assessmentsIf you live in an area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Hanlin Real Estate Service is your perfect weapon when challenging your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Hanlin Real Estate Service, we're experienced in helping consumers just like you get rid of undesirable PMI insurance.
Was your HELOC recently frozen?If your house is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. An appraisal from Hanlin Real Estate Service can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.